Tuesday, August 14, 2012 Posted by roikhatul wardah at 10:06 AM
All health insurance professionals are required to acquire a certain amount of continuing education credits every 1-2 years depending on the state in which they reside in. Health insurance continuing education keeps agents up to date with the latest products available to their clients. Many agents choose to do their education online to save both time and money. This allows them to stay focused on writing new policies and signing new contracts. The real money in health insurance sales is selling to different corporations. Many corporations do their research and contact different health insurance companies so the companies' employees get the best benefits possible. The health insurance agent in charge of selling the products must be up to date on current market trends and know exactly what small and large companies are looking for. Continuing education provides the knowledge to agents on new laws and regulations and also new services they can provide their clients.
Many agents hold both a life and health license so they need to complete certain classes to fulfill their continuing education for both licenses. A new agent should contact a reputable school to see when they are due and what courses they should take. An approved provider or an agent's state can provide them with the correct courses to take and how many continuing education credits they need to stay in compliance. Agents who do not stay in compliance with state regulations could be subject to significant fines. The education provider will assist you over the phone and even take your order right then and there to assure you get what you need. Many online schools also report to the state within 24-48 hours from when you complete the course.
Continuing education schools will also let the agent know if you need a monitor present or your exam is open book. This is a very important rule to follow. Some states require a third party to watch you take the exam then sign an affidavit. Other states allow you to refer back to the textbook while taking the exam. Some states even require the agent to complete their continuing education in a classroom. Make sure to ask the provider what your state requires before you begin the course. Health insurance continuing education is essential and helps the agent and their clients stay up to date on the latest products available. Health insurance education also keeps the producers in compliance with their state to avoid any fines.